CASE STUDY | 2017-18
Contributions:
UI & Visual Design
The Acko Logo
Usability Testing
UX Copywriting
Art Direction
Client: Acko General Insurance
Team:
Rakesh Verma - Head, Product Design
Akshay Balooni - Product Manager
Vir Karamchandani - Senior UX Designer
Mazhar Bagasrawala - Product Designer
Role: Senior Visual Designer
Location:
Mumbai & Bengaluru, India
Acko is India's first digital native insurer, founded in 2017. As of 2021, the company is worth over $1 Billion.
Background
Customer Problem
Indian consumers traditionally buy motor insurance offline, through agents or at gas stations.
Over 300 million Indians, ages 18+, with varying socio-cultural and economic backgrounds.
Create an online experience that makes buying insurance as simple as purchasing something from an e-commerce platform.
Research
We spoke to 20 car and motorcycle owners from varying backgrounds, and asked questions pertinent to their experience with insurance purchase in the past. Drawing on our conversations with customers, we developed the following user personas:
Archit Kapur
IT PROFESSIONAL | 26
Archit is tech savvy and drives a sedan to his job at a fintech firm. He bought insurance from the car retailer and has been renewing the same since. He's very enthusiastic about moving to a more affordable digital insurance provider but isn't sure how to go about switching.
Kavita Patel
BUSINESS OWNER | 58
Kavita runs a local textile business, and drives her family's secondary vehicle, a hatchback. She can't believe that she can get insured cheaper online, and save a trip to the insurance office. Her main concern is that while she uses her phone for messaging & e-commerce, an insurance website might be too complex for her to use.
Jitender Sharma
SECURITY GUARD | 53
Jitender is a security guard at an apartment building and rides a motorcycle. He owns a basic smartphone, which is mostly used for making calls and messaging. Jitender generally purchases two-wheeler insurance at the gas station, and says he'd be open to purchasing online but would require his son's support to set it up.
Design
The concept behind the Acko logo emerged from discussions between stakeholders from marketing and product teams, and ad agency BBH. The idea was simple- with Acko, getting insured would be as effortless as turning on a switch.
Acko's a young brand targeted at new-age India that would primarily live in the digital space. As such, we decided to treat the logo with modern typography and an edgy purple-green colour combination. I constructed the letterforms on a geometric grid, and gave each letter's spine adequate thickness to promote readability and legibility, even in small sizes.
Construction
Digital Identity
Acko was scheduled for release on web, iOS & Android platforms. We laid out V1 of the customer journey through iterative exploration and testing cycles using lo-fi prototypes.
We worked on multiple product features, including purchase of car and motorcycle insurance, an automobile self-inspection UI, and the claims experience. For demonstration purposes, the following prototypes focus on the motor vehicle purchase journey. Some rationales behind our decisions were:
Mobile Web, Android, iOS
Desktop Web
Acko's website was designed to fulfil two functions:
The site's look and feel was designed to immortalize Acko's vision to be India's "new-age" insurance. The illustrations for the site were conceptualized with ad agency BBH.
The funnels below were designed to display conversion data on large monitors within the office, different colours representing different products.
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